Ford Finance Center
The Russell & Smith Ford finance department in Houston, TX, is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over, including Houston, Sugarland, and Missouri City, to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. Whether you are right down the road or an hour away from Houston, you can use our quick pre-approval form to qualify for one of our finance programs.
Can You Finance a Used Vehicle?
How Much Is My Car Worth? Preguntas Frecuentes sobre Intercambio de Vehículos
Sell My Car Online Vehicle Trade-In FAQ
Meet Our Ford Finance Professionals
When you’ve found a vehicle you’re interested in, our finance team can help with the next steps. We will go over whether buying or leasing is better for you, what financial specials might meet your needs, and how the finance process goes from start to finish.
Whether you've bought a car before or are buying for the first time, our team wants you to understand every aspect of the process so you can drive away happy. You can reach out anytime with questions.
Our Finance Tools
To help get your financing process started, we have included several tools on our website to lend a hand.
If you’re not entirely sure what your credit score is, finding that out can help you figure out what financing rates you might get. Our Black Book Credit Score Estimator can help by giving you a free Equifax Credit Score estimate.
Once you’ve done that, check out our Car Payment Calculator to get an estimate of your monthly payments and even overall buying power.
Do you have a vehicle you’re thinking of trading in? Our Kelley Blue Book® Instant Cash Offer tool not only gives you a value of your trade-in but even gives you an offer you can redeem at our dealership.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Russell & Smith Ford loan process can help you find the best interest rate for your next vehicle purchase.
Try our Free credit application today!
- Great New Vehicle APR!*
- Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up-to-date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our Free credit application, and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit.
Once the application is completed, the Russell & Smith Ford finance team will put together a tailored loan package specifically for you.
Contact or Visit Our Finance Center Today
Are you ready to take the next step towards leasing or buying your next Ford? Our team is happy to work with drivers from Houston, Sugarland, and Missouri City, TX. Contact us at Russell & Smith Ford to discuss your financing options today!
| Monday | 9:00AM - 8:00PM |
| Tuesday | 9:00AM - 8:00PM |
| Wednesday | 9:00AM - 8:00PM |
| Thursday | 9:00AM - 8:00PM |
| Friday | 9:00AM - 8:00PM |
| Saturday | 9:00AM - 8:00PM |
| Sunday | Closed |
| Monday | 7:00AM - 6:00PM |
| Tuesday | 7:00AM - 6:00PM |
| Wednesday | 7:00AM - 6:00PM |
| Thursday | 7:00AM - 6:00PM |
| Friday | 7:00AM - 6:00PM |
| Saturday | 7:00AM - 4:00PM |
| Sunday | Closed |
| Monday | 8:00AM - 5:00PM |
| Tuesday | 8:00AM - 5:00PM |
| Wednesday | 8:00AM - 5:00PM |
| Thursday | 8:00AM - 5:00PM |
| Friday | 8:00AM - 5:00PM |
| Saturday | 8:00AM - 4:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 6:00PM |
| Tuesday | 7:30AM - 6:00PM |
| Wednesday | 7:30AM - 6:00PM |
| Thursday | 7:30AM - 6:00PM |
| Friday | 7:30AM - 6:00PM |
| Saturday | 9:00AM - 12:00PM |
| Sunday | Closed |